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The post This New Cryptocurrency Could Outperform XRP and MATIC \u2014 Best Crypto to Buy Before June?<\/a> appeared first on Coinpedia Fintech News<\/a><\/p>\n The crypto market in 2025 is no longer just about riding the waves of the biggest names. Investors are zooming in on projects that offer real-world functionality and potential for outsized gains. Two of the most established altcoins, XRP and MATIC, are still staples in most portfolios \u2014 but their explosive growth phases may already be priced in. That\u2019s why a growing number of analysts and early investors are watching Mutuum Finance (MUTM)<\/a> \u2014 a low-cap DeFi project that\u2019s starting to stand out for all the right reasons.<\/p>\n Mutuum Finance has remained under the radar so far, but that may not last much longer. The fourth stage of its ongoing presale has already generated over $7.75 million, highlighting strong investor interest. The price per token is fixed at $0.025 for now, though more than 65% of this round is complete. Once this phase wraps, the price climbs to $0.03, with a confirmed launch value of $0.06 \u2014 making now one of the last chances for early entry.<\/p>\n At its core, this decentralized protocol is designed to help users do more with the assets they already own. Rather than encouraging investors to sell their holdings to access capital, Mutuum allows them to deposit crypto like ETH, SOL, or stablecoins and borrow other assets in return. The platform uses smart contracts to handle these operations without third-party control \u2014 making the entire process non-custodial and transparent.<\/p>\n Where things get even more interesting is Mutuum\u2019s approach to token utility and sustainability. The protocol generates fees through lending activities, and instead of simply collecting those fees, it puts them to work \u2014 by buying MUTM tokens on the open market and sending them to engaged participants. This model supports a flow of passive rewards tied directly to real usage, which is increasingly appealing to long-term holders looking for more than just price speculation.<\/p>\n Mutuum isn\u2019t just about convenience \u2014 it\u2019s built with scalability in mind. The developers have announced that the platform will run on Arbitrum, a Layer 2 network known for reducing congestion and improving transaction efficiency. But rather than relying on general L2 benefits, the team is implementing its own tech solutions to further lower costs. For example, by compressing transaction data and assigning compact asset identifiers, Mutuum minimizes network load \u2014 which makes a big difference when the platform begins scaling.<\/p>\nMutuum Finance (MUTM)<\/h2>\n